The Study Of Capital Management Of China Merchant Bank

Capital adequacy ratio is the life-line for modern commercial banks. Maintaining adequate capital is not only the basic for commercial banks'existing and developing, but also the important guard for financial security. Recent years, with the deepening of financial institute reform and internationalization of financial supervision, china banks are facing the extraordinary challenges coming from capital constraint. In such circumstances, how to make wise choice in direction, how to adjust actively, is the main issue facing with the banking industry in China.The study is on the base of enough research of capital management of china merchant bank, rooting the relating theories in management, analyzing the problems facing with capital management of china merchant bank, ending with the relating resolution and strategy. At the beginning, the article makes introduction of the study background and significance, generalizes the basic theory, makes the comparative analysis between china and abroad in capital management. After introducing entire situation of the capital management of china merchant bank, the resolution cases as advices are suggested from the general institute and the branches, emphasizing on the branch's role and position during the capital management process, and management skill are suggested considering the Xi'an branch. The article ends in the relating steps and strategy, wishing to providing some suggestion and help for capital management of china merchant bank.