China Insurance Industry Personal Insurance Agent System Research

Along with the development and maturities of the socialism market economy, the market competition is gradually vigorous, the reasonableness of the market corpus turns the degree to raise continuously, the thought that evade the risk is more and more strongly, the guarantee of the insurance compensates the function to deliver more prominent, this at objective up request the insurance to expand toward deeper time. Since the eighties of the 20th century, the development that the insurance market of China acquires to advance by leaps and bounds, increase to the need of the insurance agent increasingly, the insurance acts for the industry quick development, the insurance act for system gradual formation, " law of insurance of the People's Republic of China " established the insurance and acted for the system formally in the form of law in 1995.The insurance agent is bridge and belts that links the insurer and insured to take, developed the necessary function on the market in the insurance, personal insurance agent system developed the important function in the early years in the Chinese insurance industry development, its system constitute and develop the present condition, acting for the system to the further perfect and Chinese insurance, having to draw lessons from the meaning importantly. First this text is from the angle of an economics, discussing the theories foundation of the relevant insurance agency system creation, announcing that acts for the background set up of the system and function of the market in insurance . Then can transplant the theories according to the system, act for the factor analysis of the system development to begin from the system analysis and the check and supervision insurances that the insurance acts for the system development to evolve, and pass some successful experiences to the insurance of flourishing nation in the United States, Japan etc. act for the system of the comparison, the analysis, investigate the agency system of all countries composing characteristics summarize some successful experience of the Chinese insurance to use for referencing. Changes...