The Study On The Treatment Of The Non-Performing Assets Of The State-Owned Commercial Bank

With the finance of our country opening to the outside world day by day, the serious non-performing assets problem of the four big state-owned commercial banks is becoming a hidden danger of our country's finance security and economical stability. The reasons of this problem are mostly related with the government. Therefore the government should occupy a dominant position in the treatment of the non-performing assets of the state-owned commercial bank. Since the problem of the non-performing assets was brought forth in the ninties, the government positively profits from overseas governments, putting emphasis on administrative means, namely financial investment and the establishment of companies of property management, for the treatment of the non-performing assets, from which phasable achievement have been obtained. But there are still many problems. Only when the government establishes effective transaction market for the non-performing assets, handling them with marketized method, can it solve the problem of the storage of the non-performing assets. In the process of handling the original non-performing assets, large quantities of non-performing assets have been newly increased for...