The Research Of Intermediary Business Of The Postal Savings Institution

The Center Bank of China reduced the rate of interest rate for the postal savings institution respectively in 2002 and 2003, which made the postal savings institution lose its basic proceeds and force it to explore the new ones. Now, the intermediary Business is the one which attach the most importance to the postal savings institution among all finance operations because of its high profit and low risk. The development of the intermediary Business means a lot to the postal savings institution. And the dissertation is around the development of the intermediary Business for the postal savings institution and tries to find some ways to expand the intermediary Business.The outer factor and inter resource which impact the development of the postal savings institution's intermediary Business were analysed thoroughly. The opportunity and menace which the postal savings institution encounters,the advantages and inferior position which the postal savings institution possesses of were studied comprehensively. Then the conclusion came out that the postal savings institution should located itself as the provider of intermediary Business who provides the cheap products to the common people. According this location, the author made some suggestions for the postal savings institution.The suggestions are provided after the analysis of actuality to some intermediary Business.