Credit Risks Of Listed Companies Study

The characteristics, causes and strategies of credit risks of listed companies (A) in China will be investigated from the perspective of commercial banks. The increased risks in the stock market haven't changed the nature of credit risks as the major risks in the bank business, instead the rapid amalgamation of two risks adds to the complexity of credit risks of the listed companies. Comparing the differences of systems between the listed companies and non-listed companies and analyzing the features of credit risks of listed companies, it's discovered that there are big and increasing credit risks in the listed companies in China. This is due to factors like systems and defects of listed companies and commercial banks. Therefore, the research on the prevention against credit risks of the listed companies involves several aspects, including reforms and innovations in the systems, control and management of the listed companies, which cannot be only confined to the internal measures in the commercial banks. Via comprehensive prevention and control inside and outside the commercial banks, the optimal effect of risk control and subsequent dynamic balance will be achieved.