The Method Of Risk Control Of Enterprise Finance

The ways of enterprise finance, could have three divides in the aspect of finance subjects. The first: Raising Internal Funds and Raising External Funds. The second: Raising External Funds could be divided into Direct Finance and Indirect Finance; The third: Direct finance and Indirect finance could make further divides, for example, Direct Finance includes Stock Finance, Bond Finance etc. Indirect Finance includes the Bank and Non-bank Loans, Lease Finance ect.The essence of enterprise finance is the period of resources disposition on the basis of credit. The gains uncertainty of enterprise finance determines the risk of enterprise finance. The risk of enterprise finance is an usual risk which enterprises would meet in the financing period. Different finance ways have different risks accordingly. Enterprises take various financing, all have to consider the appropriate financing structure and proportion, and try to fully avoid and prevent the finance risks existed.The risk of enterprise finance has internal and external reasons. The main elements of internal reasons are the corporate administrative structure, the debt scale and the debt interest rates and period structures, ect. The external reasons include enterprise operation risks, expected cash-in-flow, asset mobility and the development condition of finance market.The article makes an profound analysis of finance risks from the features, the contracts, the reasons of different finance risks, And points out: in order to really prevent finance risks, have to start from reforming the administrative structure first, totally solute the problem of the equity separation in our country, also have to enforce the build-up of enterprise credit basic data bank, the information disclosure system, the internal and external supervision of list companies, and perfect the build-up of the legal system and standard the behavior of the medium institutions ect. Additionally, also put forward own proposals about enlarging the violators'illegal costs, especially the build-up of civil action systems, to set up non-government safeguarding organization and fund, and to reform the management methods of independent directors of list companies.