Research On Institutional Innovation To Promote The Competitive Force Of State-owned Commercial Bank

The dissertation first reviewed the institutional innovation theory and it's the developing process, has designed the analysis theory clue, summarized the domestic scholar to the commercial bank system innovation research. From the risk condition, the management benefit and the innovation ability and so on three aspects have constructed he state-owned commercial bank competitive power appraisal system. In this foundation, through the contrast overseas outstanding bank and the domestic joint stock system bank, carries on the appraisal and the analysis to the state-owned commercial bank's competitive power. Thoroughly has studied the system as well as the system innovation to commercial bank's function and the influence, from aspect and so on property right system, government structure, organization system elaborates the state-owned commercial bank competitive power not strong system flaw. Has produced the state-owned commercial bank system innovation overall mentality and the development goal, and proposed the promotion state-owned commercial bank competitive power system innovation main content. Finally has discussed the influence state-owned commercial bank system innovation factor, from the government, the money market and the state-owned enterprise three angles has analyzed the state-owned commercial bank system innovation external environment support.