The Plain Discussion And Research On Capital Financing Of Private Enterprises

As the main body of technological innovation, private enterprises needs for strong financial support. In recent years, private technology enterprises have embarked on a standardized road with rapid growth, and its strong demand for capital has entered the stage of a more urgent. While banks expresses support, still grudging lending and loan psychological fear. The shortage of funds has plagued the development of private enterprise's economy, and the status of financing capitals is not so optimistic. The main reason is the difficulties in financing capitals. Because of their scale of operation, the private enterprises rely more on external funding for their investment funds. But compared with the relative state-owned enterprises, especially state-owned large and medium-sized enterprises, it is generally more difficult for private enterprises to obtain the necessary funds directly from the capital market. In short, given the general lack of development fund, missing many opportunities for market development, financing constrains has become a major bottleneck for the further development of private enterprises.To promote private enterprises rapidly development in light of the actual situation and the problem of capital financing, the article approaches to a more comprehensive analysis of the causes of the problem, using the successful precedents to raise the solutions from the enterprises themselves, the social environment and the government. Private enterprises themselves should improve their management level and clarify ownership and improve credit rating; meanwhile, the society should improve the bank loan mechanism, vigorously developing the private intermediary financial institutions, and develop the securities market, increase financing channels. And the government should raise the awareness of private enterprises and establish a system of legal protection for private enterprises to finance capital, strengthen the Strengthen support for the capital financing.The paper also urged that the government, banks and private enterprises themselves should work together to create the conditions and open up a new method for financing. At last, the paper illustrates the feasibility of new financing solutions with a successful case.Finally, the paper described the trends of the finance development, concerning to the macro environment the pattern and the systems.