| In the late 1990s, the private economy began to develop quickly as a vigorous growth pole in China. After the enforcement of reform and opening-up policy in Chongqing, a developing spring emerged in the private enterprises in Chongqing. Particularly since Chongqing has been established as a municipality, the private enterprises and some non-state-owned economy which is mainly composed of individual commercial units have kept swift developing momentum. Originally, they were the "key complement", recently they turned into the "important component" of the national economy, playing a vital role in economic growth, raising the employment rate, alleviating the agricultural issues, increasing fiscal levy and making the local economy more open, in a word, they have become one of the basic engines on guaranteeing economy of Chongqing grows continuously and develops harmoniously.The Private enterprises in Chongqing, however, will enter the crucial stage of "second entrepreneurship", the problem on difficult financing has become the most obvious bottleneck restricting the development of local private enterprises. If the private enterprises cannot broaden their financing channels, they will be incapable of maintaining the existing rising rate, lacking the stamina. This article bases on the concrete reality of Chongqing, taking the study of financing question of the private enterprises as the goal. It carries out thorough analysis and elaboration concerning the status quo of the development of private enterprises in Chongqing, the financing way and the structure, the financing difficult position and the countermeasure.First and foremost, this thesis introduces the status quo of financing problems of private enterprises especially small and medium-sized ones from the viewpoint of domestic and foreign scholars, summarizing the related research results systemically, among the domestic research results, it sums up from the following three aspects: the small and medium-sized enterprises financing status quo, the reasons of financing obstacles, and the countermeasure to solve the obstacles given above. Next, the second chapter of this thesis utilizes mass data analysis to demonstrate the status quo of private enterprises in Chongqing and its positive role, meanwhile pointing out the bottleneck of further development of private enterprises in Chongqing, specifically the financing obstacles. Then, the financing difficulties of private enterprises in Chongqing are given an analysis deeply. In this chapter after introducing and defining the definition of finance, financing approaches and channels, making use of "the calligraphy stroke food order theory" as well as "the financial cycle growth theory" to analyze financing order and the structure of private enterprises of Chongqing, contrasting them with the ones in developed region from financing environment, inner financing ability and external financing ability etc. Subsequently, it focuses much attention on discussing the reason of financing obstacles of private enterprises in Chongqing in chapter four. This part explain the issue of financing difficulties of private enterprises in Chongqing from the point of view of economics, elaborating the common phenomenon of financing difficulties by using the system barrier, the comparison risk coefficient hypothesis, coupled with the information asymmetrical. Then it analyzes the special reason of financing difficulties of private enterprises in Chongqing from both the internal and the external, combining with the specific status of private enterprises in Chongqing. Last but not least, the fifth chapter sets forth the countermeasure targeting at cracking out the financing difficulties of private enterprises in Chongqing. And this part on the basis of the third and fourth chapters brings up countermeasure and suggestion to alleviate the financing difficulties of private enterprises in Chongqing, from following four aspects respectively: enterprises themselves, government, banks and social environment. |
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