| With the deepening constantly of global finance, the international cooperation of the financial field is being strengthened constantly, the financial national boundary is fading, and any country can not break away from the open international environment and run isolated. Under the environment, the development of the financial general management system and the changes of international standards and ranges of financial supervision have initiated the dispute about supervising mode and structure among various countries. After our country's joining WTO, influential large-scale transnational financial groups enter the Chinese market one after another. At the end of this year, the financial circles of our country will realize opening in an all-round way. Then the financial circles will face financial groups taking"mixing industry"as background straightly and the entry of the foreign capitals will make China's financial circles face greater challenge. Under this background, studying the financial supervision mode of our country has a realistic meaning to the financial supervision and the whole financial circles of our country.Firstly, this article proceeds from theoretical foundation of the financial supervision mode, introduces several kinds of main financial supervision modes and their respective advantage and disadvantage. It analyzes the main factors that influence the selection of financial supervision modes and uses the chess theory to analyze the influence on the supervising cost and income of the financial supervision mode. Under the environment of different financial supervision, especially different economy and finance environment, every country should adopt different financial supervision modes. There is no good and bad difference among the financial supervision modes. To any country, the unalterable"best"fixed financial supervision mode does not exist. The appropriate financial supervision mode should be changed constantly on the basis of changes of the environmental factors of a country.Secondly, this article carries on research to the development of the financial supervision mode of our country and the current situation, introduces several main financial regulatory systems of developed countries and carries on contrasting, and points out the reference meaning to the financial supervision of our country. Then it carries on the limits to the mixed operation concept, and studies the interaction between comprehensive management and financial supervision modes. Under the tendency of our country finance industry mixed operation, our present finance supervision mode has faced with many challenges. The article carries on concrete analysis to these challenges.Finally, this article proposes a targeted way of the reform of our finance supervision mode. It makes a concrete analysis of the basics of reform of future financial supervision mode of our country and the problems of the current financial supervision mode. On this basis, this article proposes a theory imagining and some relevant suggestions on the financial supervision mode of our country. At present, we should strengthen the financial coordination to supervise, proceed from the reality, take the progressive way to achieve reunification to supervise progressively. Finally, it put forward the view that the new unified regulator can save the trade expenses and obtains the confirmation from the analysis of American and England direct supervising and managing cost data. |
