Research And Application On Personal Finacial

Since the 90' s of 20 Century, followed fast increase of economy and great changes through traditional planned economy system to contemporary market economy system , The tremendous alternation happened in economy and community. On one hand , The great wealth that individual accumulated made savings account become more and more, and it even become a problem; On another hand, The community safeguards System is not amplified setup, The Capability to resist hazard is so weak that people dare not to spent money even have some. The financial organizations such as bank began to develop their personal financial as the prop business, specially the professional financial just for single person began to spring up in our country, and it would Capture more attention in future. On the kind of condition, how to manage personal financial becomes more important at people's concern. It' s also the problem that is discussed in this article.Through theory and real business, the dissertation is research which on personal financial in our country.First, the dissertation fixed personal financial, introduced personal financial development backdrop and history, expounded the personal financial developing actuality in motherland and abroad.Second , Comparatively detailed analysis the concrete substances of personal financial, talking about the investment program, the real estate program, the education program, the insurance program the tax program, the retirement program, the inheritance program.Third , To analysis and comparative invests means in our country, research on financial means and the material means. Moreover, few analysis on debt-means and the deal-ways to cuts down capitalized cost;Then, with the situation, do some research and application with examples on the investment program, the real estate program, the education program, the insurance program, and the retirement program.Last, The dissertation confirm the tremendous development space in personal financial in our country, Moreover, the article gave...