Available Development Choice Of Our Country's Financial Lease

Financial lease was first produced in America in 1952, then spread world-wildly because it could pull demand, promote capital and alter of technology. The first leasing company, set up in 1981, indicated the start of Chinese financial lease. The total volume of financial leasing amounts to 4.5 billion USD at the end of 2005 ,which much less than the average in the world and indicates the industry does not play the necessary role in economy. With historical, compare and system analysis, the paper studies the reasons of stagnant lease industry and possible development ways. The reasons why our leasing industry stay backward include lack of favorable tax policy, lack of capital resource, default of lease rent and the problem of leasing company, in which the first one is real one. The best way to enhance choice for the development is the leasing industry to change macro-economic policies background. The paper proposes several choice of development for financial leasing industry in China. The innovation in this paper is to improve diathesis of leasing company and staffs, to develop diversification of lease. There are four methods to improve competitive competence for leasing company and develop diversification of lease, i.e. adopting informational administration, strengthening communion, specifying market orientation and training staffs. In the way, the leasing company can foster news demand of financial lease, promote economy development and increase the lessee demand.