Study Of Internal Funds Transfer Pricing For Commercial Banks

The internal FTP (funds transfer pricing), as one of capital-debt management cores about commercial banks, is an important lever in adjusting the internal fund flow quantity and direction, and the important means and manner in improving management level of commercial banks, which has infinite effect of the commercial banks in resource allocation, operating cost and management benefit. Present study of the internal FTP about commercial banks in China is in elementary stage, which has not formed a scientific and rigorous pricing frame about the internal FTP in theory and an effective and exercisable internal FTP system in practice.This thesis gives a primary research of the mechanism and model of the internal FTP about commercial banks in China, and hopes to establish the theory frame and pricing model of it, which can provide the preference to manage and allocate the internal funds about commercial banks in China. Based on commercial banks management, financial management, product (finance product) pricing theory and so on, the present study post the meaning of the internal FTP about commercial bank, this thesis lucubrated the forming, conducting and transferring mechanisms of the internal FTP about commercial banks.Summarily, the present study contributes to the existing research innovatively on two aspects: (1) detailedly analyzed the meaning and function of the internal FTP in theory. Having considered the particularity of enterprises that operate currency, comprehensively investigated the forming, conducting and transferring mechanism, and established the theory frame of the internal FTP about commercial banks. (2) From the development practice of commercial banks in China, outlined the wholly new pattern of fund management and organizing structure, revealed the centrum status of fund center in the internal fund operating。...