Research On Small And Medium

The abroad researches about the problem of small and medium-sized enterprise financing (SME) have started as early as 1930s. From then on, the foundation theories of SME financing -- capital construction theories gradually developed. They can be divided into three stages according to the history of their development: traditional capital construction theories stage, modern construction theories stage, as well as the stage of new capital theories. The development of SME financing theories is the foundation of solution for financing difficulty.According to the present condition of the SME financing in our country, the difficulty of financing is the most limitation for SMEs development. If the situation exists for a long period of time, it must be disadvantageous influence to the small enterprise development in our country. From the development trend, we can see that the SMEs have come to a very important period. Whether the SMEs can keep on developing and be promoted to a higher grade in construction is decided by financing support.The article investigates the development process and the pattern of the SME financing. Meanwhile, according to the lengthways of dynamic contrast and the horizontal comparison analysis, we draw lessons from the successful experience of the system of foreign SMEs and provide solution for the SME financing in our county. Finally, the article brings up the appropriate mode of the small food enterprises financing, according to the actual circumstance in Luohe. Therefore, the article includes three main parts:The first chapter is the background and method of research. As we all know, the SMEs play an important role in the development of economy. However, the SMEs develop difficultly because of lack of money. The article selects the case of the SMEs in Luohe trying to solve the financing problem. These SMEs can't be able to compete with the big firm because of small scale and lack of money. The aboil competition and lack of financing environment lead to a great indetermination development foreground of food industry in Luohe. Hence, solving the problem of the SME financing in food industry is very necessitous.The second chapter is the basic theories and overview. Firstly, we review the foundation theories of SME financing -- capital construction theories, which includes traditional capital construction theories, modern construction theories as well as new capital theories. According to these basic theories and the fact in our country, the article overviews many related theories about the SME financing in our country.The third chapter mainly expatiates the case of small food enterprise financing in Luohe and it is the most important part of the article. Firstly, the article analyzes the important position of food industry in Luohe,as well as the opportunity and challenges it facing. So it comes to a conclusion that we must pay more attention on solving the problem of financing difficulty and quickening food industrial upgrading in Luohe. Then, the article analyzes the present condition of the small food enterprises in detail. Finally, according to the present condition of small food enterprise in Luohe and the basic theories, the article expatiates how to solve the problem. It mainly includes the following four parts: 1. Expanding other ways to obtain financing support for small food enterprises. 2. Developing the social agents to coupling enterprises lack of money and commercial bank etc. 3. Consummating the market system for financing. 4. Strengthening the government's function for financing support.