Study The Problem In Financing For Private Enterprises

Since opening to the outside world, the private enterprises in China gets a remarkable achievement. But along with the deepening of market economy reforms and the hard competition with enterprise, the problem of financing for private enterprise becomes universal problem. Analyzing the causation to enterprises financing problem from the inner and the external, searching after the strategy to solute financing problem, then to accelerate enterprise' healthy and fast development,This paper was established in the objective reality of China, took the private enterprise as the object, combined norm analysis with face-to-face interview, combined comparative analysis with conclusion analysis, move around with an important question that the financing problem of private enterprise.The paper first discoursed the background and necessities of study, summarized the interrelated literature about improving the enterprises' financing ability.Secondly, Beginning with financing basic concept, marking definition about private enterprise, discussing the effects and characteristic of private enterprise. On the base of the financing theories, summing up the financing characteristic,financing channel and financing pattern of private enterprise.Thirdly, On the base of thorough analysis of west small and medium-sized enterprise's financing structure, combining with enterprises' factually status quo in policy,bank,capital market and private high-tech enterprises' financing , pointed out three aspects of problem which enterprises' facing with such as financing channel, financing structure, and financing sequence. Then farther indicated existing problem's reason from the private enterprises' operation circumstance and the inner restricting condition.At last, the study brought forward the strategy to break the bottleneck of financing: (l)the private enterprises must make great efforts by rebuilding property rights of structure, setting up credit system in order to improve quality of private enterprises; (2)set up the multiple echelons bond market, develop the bond market, excavate oversea market;(3)take the finance of innovative as point of penetration, perfect indirect financing system of private enterprises;(4)build the perfect financing ensuring system , and reinforce the finance service and finance sustain of private enterprises...