Our Country Countryside Society Old-age Insurance System

In China's economic construction, the Chinese peasants have made an outstanding contribution. Therefore, farmers pension issue is resolved well, as the solution to China's most elderly people's basic life issues. Therefore, the establishment and improvement of China's rural social old-age security system is of great significance. Social insurance system based on the theory there are two main : survival and the right to social security thinking. Human survival is the most basic requirement of survival as a society is the individual essential to the survival of rights, is based on the human survival instinct and natural rights. The right to social security is to meet members of the community under certain conditions from the national economic and social security and access to material assistance, to maintain a certain standard of living need legal rights. Rural social endowment insurance is the future of rural pension system and the core of the primary pillar. The establishment of the rural social endowment insurance system is of great positive significance. Especially in the rural and urban equality, the implementation of family planning policy, and to accelerate the process of urbanization, maintain social stability and other aspects of certain positive significance.Every country of the world in general, now formed a three social endowment insurance system types : full uniform system types, farmers specialized type system, a hybrid system types. All countries in the light of their own traditions of the community, with the tide of the times, the existing system of innovation and reform. China has established a sound rural social endowment insurance system, we should also take into account the specific circumstances. First, China has a large population, the elderly population base, the rural elderly population is a minority. Second, China's rural economic development on the overall level is not high, and the development of different areas is quite uneven. Finally, in the wake of economic development, rural communities have undergone great changes with the emergence of a large number of farmers and workers. landless peasants, rural workers and other special groups, rural social endowment insurance system should consider the establishment of this situation, rural residents classified design. In addition, the rural old-age insurance funds to enter special financial accounts, and implementation of two lines of revenue and expenditure management; The department is responsible for the rural basic old-age insurance fund oversight. Furthermore, the government must invest more in rural social endowment insurance support, and increase its financial support and subsidies. Meanwhile, the establishment of a rational management system, all government departments clear responsibilities.In recent years, some cities and explore new types of pension insurance model farmers, the most representative Shenzhen Beijing and Shanghai model. Recommendations on the mode selection, the first in economically developed regions, according to the local contribution rate from the individual, collective, tripartite co-financing, the establishment of a social old-age insurance system. Secondly, in the more economically developed areas, the design should be classified. Township enterprise workers, the land of farmers and peasants to the social old-age insurance system for priority implementation. Other officers in the more economically developed areas of rural social endowment insurance system design implementation. Moreover, the genuine farmers in the economically underdeveloped regions, as well as the design priority classification, township enterprise workers, landless farmers and peasants to take the lead in implementing the social endowment insurance system other personnel with a minimum subsistence support to the requirements of the minimum subsistence guarantee system for temporary replacement of social endowment insurance. Finally, allow conditional voluntary rural residents to participate in the commercial insurance.