Research On The Main Problems And Suggested Solution Of The Development Of China's Enterprise Annuity

With our country aging of population, the burden of parents'expenses becomes more and more serious, and government pensionsystem paid now to charge faces the serious financial crisis now. In thecourse of reforming to the traditional endowment insurance, our countrypays attention to the system important supplement to endowmentinsurance basically function of the enterprise annuity day by day. Sinceenterprise annuity ensures one of the important pillars of the system, it isone that concerns large market of every participant's vital interests, toinvolve surface to be very wide, and sane development in the futureessential to China economic reform of mechanism. However, manyproblems of enterprise annuity have revealed during its developmentgradually. In order to improve the development of China' enterpriseannuity, it is necessary to analyze the problems deeply and give thesolutions.This text divides three parts altogether. Fist part contents summary.It introduces enterprise annuity basic theory,the development ofenterprise annuity of the main developing country and China, and thenecessity of developing enterprise annuity.The content of the second part of article analyzes the presentproblems of our country's enterprise annuity, including the problems andreasons of managing mode,tax revenue policy and supervision ofenterprise annuity.The content of the third part of article is the perfection of enterpriseannuity of our country. It suggests that the old mode of enterprise annuityshould turn to standard one; using tax revenue preferential policy toimprove the development of enterprise annuity; taking effectiveenterprise annuity plans to achieve the goal of enterprise and employees; strengthening supervision to guarantee the right of beneficiary.Perhaps above-mentioned discussions are not overall enough, a lotof them are deficient, but one point is definite, only it moves from thestandardized road to insist on initial stage to structure, the enterpriseannuity of China could be developed in a healthy way, long-termstability.