Study On Financing Risk Problems Of Our Country's Enterprises

Going with the market competition environment becomes more and more fierce, in order to strengthen enterprises' competitiveness and gain more profit, enterprises face more and more capital demand, so financing activities become very important. Only by raising enough funds, enterprises' production and business activities can operate normally, and it also can take great profit. However, while financing activities can take great profit to enterprises, if the management and use to funds which have been raised is unreasonable, financing activities will also cause very large financing risk, which may lead to financial crisis or even bankruptcy. Therefore, it has very important realistic meanings to study financing risk problems.At first, this paper recommends some basic knowledge in relation to financing risk, such as basic concepts of financing, and the financing risk' denotative,types and traits, the positive and negative effects of financing in debt; Secondly, this paper analyzes main reasons which lead to enterprises' financing risk, from some aspects such as internal business management,external business environment and the major participants in financing behavior etc.; Then, from five aspects such as ability to repay debt,ability to obtain profit etc., the paper designs index-appraisal-system on financing risk , so as to analyze and judge the size of financing risk, and offer some reference about how to prevent and control financing risk; Finally, referring to main reasons which cause financing risk, the paper puts forward to some relative measures how to prevent and control financing risk of enterprises, from several aspects such as financing structure,debt scale,financing chance,financing methods and so on.