Research On Loan Risk Appraise Of Commerce Bank

Firstly, this paper analysed the actuality of research of appraising loan risk and introduced theory relate to loan risk.Secondly this paper analysed affect factors of enterprise loan risk and established four first-degree indexs and sixteen secondary indexs. Thirdly, this paper introduced math theory of NN and how to use it, and introduced analyse way of mainly factors.This paper gave a model of risk forecast base on mainly factors and NN. Finally,this paper established a mole of loan risk forecast base on mainly factors and NN,then made use of five groups data to checkout the model of main composition factor-nerve network venture forecast and proved validity of network. This paper based on the actuality, discussed loan risk thoroughly, and it mainly resorted to a mathematic model in rational methods.According to the study, the paper put forward some new methods or visions for the research on appraising loan risk and assistance for enterprise loan risk in our country.