Study The Comparison Of Real Estate Financing Between China And America

Real estate finance has been developed rapidly recent years and has become a pillar industry in China. Meanwhile, China's real estate development of the financial sector has been very slow. On one hand, China's real estate financing means can not meet the needs of the real estate development, The other hand, the real estate and real estate finance can not matched the pace of development and may increase the financial risks of China's real estate, which amay be not conducive to the healthy development of China's real estate industry. To some extent, the development of real estate has become a bottleneck in the healthy development of China's real estate industry.Therefore, I try to analyze some important factors, such as financial risk, the financing system and legal framework of the important financing tool between China and American, and find the differences through the methods of the comparative study. And I can find out ways to solve these problems.The thesis has five main sections. The first part is the introduction. It proposed this significance of the article studies, present situation of the domestic and foreign research and point out the methods of the research. The second part is to analyze related theories of the real estate investment. It elaborated the relationship between the real estate investment and the national wealth, and the role of the real estate investment, and theoretically has defined concept of the real estate financing. The third part is to find out some problems and then proposed some ways to solve these problems through the comparative research in real estate financing channel between China and American. The fourth party is to analyze the measures and the methods of the finance risk guard in American。The last party is to emphatically carry on the comparison on legal framework of the housing mortgage loan and the real estate investment trust between China and America.