The Enlightenment Of Foreign Rural Finical System To China

The domestic and foreign researches have indicated that, the rural finance system is very important to the development of rural economy. But because of deviation of the city and the industry developmental strategy in the developing countries, and the government' direct intervention policy to rural finance as well as the rural financial systematic flaws, causes the rural finance system of the developing countries has hindered the development of rural economy and enhancement of farmer' receives. Therefore, it's an important issue for the developing countries to reform the rural finance system.As China is an agricultural country, the development of agriculture is very important to the entire national economy, the comprehensive construction of well-off society and the realization of harmonious social goal. Although we have had several reforms, the rural finance system still has some problems. Therefore, the constructs of the rural finance system is also an important and urgent issue. This article analysis the problems of our country 'rural finance system, and propose some measures. The full text is composed by five chapters.First chapter elaborated the foreign rural financial theory, including modern financial development theory and rural financial theory and so on. Second chapter introduced the characteristic of US, France, Germany, Japan, Brazil, India 'rural finance. Above the foundation, the third chapter summarized the experience of overseas rural finance system development. Fourth chapter has analyzed the problems of our country's rural finance system, such as financial organization system, market system, supervising and managing system. Fifth chapter proposes some solutions, for example advancing the innovation of rural financial system, consummating the organizational structure of rural finance, strengthening the management of risk system as well as improving the external environment of rural financial development and so on.In brief, we must according to our country national's condition, unceasingly consummates the rural finance institutional framework which has fair competition, highly effective modern rural finance market, and forms modern rural finance system frame which the commercial banks have taken participate in , the rural cooperative financial organization fully plays the foundational role, the national policy display important guidance function. That can protect and support the farmers, mid- small scale enterprise, rural economy, agricultural economy and even the national economy.