The Perfecting Research Of System Of Supervision And Risk Prevention China Commercial Bank

The banking industry took our economy mainprofession, is facing the stock system reform and the foreigncapital bank competition, each kind of foreign and joint bank enter the Chinese market in abundance, their advanced management way will give us to bring the unprecedented impact. The our banking industry inherent defect comprehensively will be shown, therefore, correct processing bank supervision and risk prevention relations will be important, also will be key for the banking industry develops and competition in the future . Our banking industry at present also has many problems in the modern control system. How to study overseas advanced management theory and experience, unifies own characteristic to form set of effective supervision and risk prevention mechanism, is premise which continues to develop the banking industry.Perfect our commercial bank's supervision and risk prevention is to develop our banking industry's key, therefore this article utilizes the method as studying objective and analysis , with banking industry's characteristic and our banking industry situation, based the financial vulnerable theory and the financial market theory, proposed to establish the comprehensive risk prevention mechanism's feasible plan and measure.This paper first elaborated the selected topic background and the research vital significance, and its the correlation finance management theory, elaborated supervision and the risk prevention reciprocity; Next has comprehensively analyzed banking industry's supervision pattern and risk prevention ways , Specially introduced the developed country in managerial experience, performs the full comparison by it to our banking industry's insufficiency, then proposed consummates our commercial bank supervision and risk prevention feasible measure; Last the part from raises our banking industry risk prevention consciousness as soon as possible the angle, proposed to implement measure in view of the supervision aspect which should adopt. The key point is consummates our banking industry supervision's measure, proposed to strengthen the risk prevention consciousness is raises the supervision level, summarized the implementation method and the effective step raised the risk prevention consciousness. In view of in our banking industry's system malpractice, proposed to establish as soon as possible the internationalization management idea and the management system importance, thus comprehensively enhances our banking industry's international competition strength.