The International Comparison Of Financial Leasing And The Inspiration To China

Finance leasing is a new leasing way which combines with finance, trade and technology. It is favor of optimizing a country's industry structure and supporting the technology transform of media and small sized enterprise and attracting FDI and advanced equipment. Therefore, it is very important to develop financing leasing to consummate and sanity the finance system in our country, improve and optimize the structure of financing market structure.USA is the earliest country that develop the finance leasing in the world and is also the most developed country in finance leasing at present; The development scale of Japan in finance leasing is only next to USA and take the occupies of the second in the world; The south Korea has the most developed scale in finance leasing in developing country. Therefore it is much use for reference for our developing of finance leasing to do deep research in the finance leasing development of USA, Japan and South Korea. First, this paper introduces the development situation of finance leasing, especially discusses the concept, trait and the development course in world wide and in china particularly, among this we briefly introduce the development situation in USA, Japan and South Korea. Secondly, we deeply analysis and compare with USA, Japan and South Korea in micro basis (the organization system mode of less or, the structure area of lessee and leasing object) and macro basis (relevant law system, support policy and supervise mode) vertically and discuss the reveal to china from the experience of development in the three countries. Third, we deeply analysis the problem exist in the development process of finance leasing in our country. At last, we make use of the experience of finance leasing in USA, Japan and South Korea and combine with the problem exist in the process of development of finance leasing in china to explore a market mode that suit for our development in finance leasing. So that we can put forward the strategy and advice accordingly to promote the development of our finance leasing steadily and healthily.