Study And Discussion In Risk Control For Business Of China Commercial Bank

One of the most urgent problems for Chinese economy is how to prevent financial risks, which relate with the healthy development of the economy and the success of the economic reform. All major Chinese banks are seeking effective ways of risk control that is also the most subject for international banking institutions who have - accumulated valuable experiences and made remarkable achievements. With the reality of the Chinese banking system , This thesis have made the good study in business risk control for both theory and experience of Intl Banding. The thesis is in particular focused on the developments both in theory and in institutional requirements concerning financial risk control since the two Basel accords. The thesis analyses the present state of the risk control construction in Chinese banks and points out its weakness. The deep causes of the infectiveness of Chinese risk control lie in the insufficient recognition of the problem, in the inadequacy of the system, as well as in the lack of advanced management techniques. It is suggested in the thesis that a dynamic and synthetic approach be adopted in developing Chinese risk control. Detail analysis is provided on the three main aspects of the risk control, the intern control, the extern surveillance and the adoption of up-to-date management techniques. The thesis also contains a series practical suggestions of how to set up an effectiveness system of risk control with the actual requirement for China Banks and also is compliance with internal Banking standards.