The Mode And Implementation Research Of Securities Third-Party Deposit

Since securities transaction market has been established in our country, ClientFunds is storage by securities company continuously. Unreasonable mode of the depositsystem , and lack of financing channels, parts of securities company adoptmisappropriation of client funds, some companies have been closed , it has beenseriously influenced stock market normal operation.For effectively eradicate long-standing the client funds misappropriate use by securities company, the government decided to reform the mode of the deposit system of Securities Client funds, change the mode of independent deposit system to third-party deposit system , chose the commercial banks as the third party to storage the securities clients transaction funds.This paper research on the mode of the two deposit modes, analysis the weak of independent deposit mode, the significance and function of third-party deposit mode. Third-party deposit system , securities company take charge of securities and banks taking charge of funds, can guarantee the clients funds security fundamentally, achieve the goal of protect the benefit of clients, control securities profession risk, maintenance the stable of financial system.Taking the A securities company for instance, it's third- party deposit system is achieved the recommendation by China Securities Regulatory Commission. Through the question of execution change the mode of deposit the client funds, the essay puts forward six improvements proposals. First , Multi-banks account transfer could reduce the breakdown of transfer system. Second , broadcasting and training, make relevant person understanding the benefits and function of third-party deposit system, then they would positive to coordination the works. Third, the bank and the securities company arrange the staff to work in opposite party , enhances the efficiency that clients confirm the deposit of third-party . Fourth, securities company should sign the agreement with the bank, prevent the bank carries off the securities clients. Fifth, unified bank interface standard, could reduce the risk of deposit system. Sixth, improvement deposit system structure, reduce communication lines, saves the costs, reduces the breakdown. The third-party deposit is the hot spot in the securities market recently, I do wish this article could be helpful for the implementation of the third-party deposit system.