A Research On China's Innovation Of International Trade Finance

Foreign trade developed rapidly in China. It not only promote the economic development, but also provide a vast international trade finance market. However with the development of the international and domestic situations change, the traditional mode of financing can not meet the needs of the importers and exporters. In addition the entry of foreign banks, making competition in the financing market becomes increasingly fierce. In recent years, domestic banks get substantial progress in international trade financing business. But, in general, China's international trade finance business is still developing, standardization remains to be improved. If not to make progress on financing innovative, it will be unavoidable at a disadvantage in the competition. Thus only from the theory and practice of international trade finance, to conduct a comprehensive study can be put sciences, workable ideas of development, and to innovate effective international trade financing business.The methods used in this paper are case and statistical charts analysis. In the paper trying to find out the reasons which constrain current the financing innovation through compare with the other countries'situation and the history of our country's situation.This paper's main innovation first is research content innovation, namely our commercial banks' international trade finance innovation process research, certainly not merely analyze its way,but also thoroughly discussed its process and existent question. Moreover innovation of research Perspective, namely Innovation of Finance to innovation of international trade finance. The domestic and foreign scholars mainly study the financial innovation research on the traditional financial economic theory. This article From the international trade developmental angle and finance innovation unique character, thoroughly study the road of our international trade finance innovation.This paper has also analyzed the commercial banks'international trade finance innovative factors, and studied its main existence question. In view of these influence factor and the question, according to our country's actual present situation, use for reference the West commercial bank the innovation achievement, and entrust with its new connotation; the risk innovation should use for reference other financing market the procedure; enlarge guard kept away innovation; raise staffs innovation ability; enlarge technological innovation and diffusivity; enlarge product innovation as well as consummate our country international trade financing innovation system several aspects to put forward the countermeasure and proposal.