The Research On Evaluation And Control Of Farmers Loans Risk Of Rural Credit Cooperative Unions

Rural credit cooperative unions (RCCU) are major providers of rural capital and financial services in China currently. The risk of their loans directly is related to their survival and development. In this thesis, the history of rural credit cooperative unions is recalled. The concepts of loans risk and the characteristics of loans risk and farmers'operating are expounded. The RCCU's farmers loans risk evaluation index system is established according to the characteristics of RCCU's loans risk. The AHP -- Fuzzy comprehensive evaluation method is used to establish a RCCU farmers'loan risk evaluation model. The model is applied. The empirical study shows that the model is effective. At last, some control measures of farmers'loans risk are suggested in order to provide information to management administration of RCCU.