Research On The Pension's Province Level Pooling

The social endowment insurance is an essential component of the social security system, and is one of the core componants in total social security system. A fairly complete endowment insurance policy has come into being in our country over the past few decades. However, there are still many problems, for example: the pool level of pension fund is very low. It is directly related to the degree of risk and even all existing problems in the endowment insurance system, such as the rational flow of human resource, enlarging the endowment insurance coverage, enriching the personal account, and building a multi-layer endowment insurance system. Based on the law of large numbers, the higher the level of the pool is; the stronger ability the fund has to resist risks. The endowment insurance policy of our country was mainly based on county/city'comprehensive arrangement since it was founded, and then the pool level was gradually improved. Finally, a countrywide comprehensive arrangement will be achieved to meet the essential requirement of the socialization of pension security. It is also the developing direction of the pension insurance system in our country.Now the province's comprehensive arrangement or adjusts gold has been set up basically in most of provinces of China. The practice shows that it is effective, but develops slowly. So it is important to study on it. Base on the theory of the province's comprehensive arrangement of the endowment insurance, this paper analyzes the current situation of implementation and the reasons for slow progress, and finds countermeasure and measure combined with the situation of Jiangsu province.This paper has five chapters altogether.Chapter 1 briefly introduces the background, the study significance, main study content, the study method, and the innovation points Chapter 2 introduces the theoretical basis for study on province's comprehensive arrangement of endowment insurance, such as: the law of large numbers, the theory of social justice, interest group, the game theory, and the moral hazard theory.Chapter 3 analyzes the current situation of implementation of the province's comprehensive arrangement of endowment insurance in our country, affirms achievements and the feasibility of province's comprehensive arrangement, and discusses the reasons of its slow progress.Chapter 4: according to the unified requirement of the government to the province's comprehensive arrangement and the situation of Jiangsu province, suggestions and countermeasures are made in perfecting the management system, unifying endowment insurance system, system operation etc. a time schedule for the implementation is also given.Chapter 5 is the conclusion.