China's Development MBS Issues On The Model Of Innovation

Along with the increase of the housing loan, the risk which brings to the commercial bank also increases. An effective method to solve the risk is Mortgage-Backed Securities. It may reduce the risk of the commercial bank, make the housing industry increasing. But presently, Mortgage-Backed Securities faces to many barriers; So we have to take some effective methods. At last, we discussed a lot about the barriers and the methods.The dissertation is divided into six chapters as follows.The research background and the current study situation have been described in Chpater one. Structrue frame and innovations have also been explained.Chapter two carried on the summary to the relevant concepts and basic principles of MBS. The basic characteristics and operation procedures of MBS have been explained. On the view of financial system, the key theoretical question of the reason on the innovation of MBS has been analyzed.The operation of the American, Canada, Europe and HongKong, Australia, Japan and other Asia-Pacific region MBS market has been analzyed in Chpater three. And the useful experience has also summarized.The current situation of home mortgage market in China has been analyzed in chapter four. The characteristic, function and risk of the primary market of mortgage of our country are analyzed.The thesis has Predicted and analyzed to the scale of future development of primary market of mortgage and mobile risk in China.In chapter five, the concrete mode of implementing MBS in our country has been structured. From the design and selection of SPV, the issue price, market design and distribution of the design process, the MBS issue of China's mode of analysis and rational design.Chpater six proposed arrangement and innovation in supevrision, the law and tax systemrelated to MBS in China.