Research About Diversified Financing System Of The Small And Medium Private Enterprise

With the further development of economic reform in China, the small and medium private enterprises(SMPE) which is the main private economy has become the important part of the national economics, and played an accelerating role in handling employment, export and market booming. Increasingly promoting the development of SMPE is the commonly wish. Nowadays SMPE are changing from the "small and scattered" running pattern to the scale economics and intensive pattern. At the same time, such enterprises prepared beforehand are stepping into the development stage of the industrial structure adjustment and upgrading, which leads to an increasing demand for financing. While the financing supply channels for SMPE are so invalid that shortage of financing is to be the main factor holding back private economic development.First the writer analyze the background of SMPE financing. And give a summary about the researcher of this topic. In the third part, the paper analyze the concept & character of private enterprises, and investigate the why it's difficult to finance for SMPE and give the reason. Based on the third part, the writer think the right choice to solve the problem of financing for SMPE is to construct a diversified financing system. So in the forth part of the paper, the writer provide the diversified financing system of SMPE. Look forward to guide the SMPE to finance. For comprehend how to use the diversified financing system further, the fifth part provide some financing cases to reader. SMPE can get deeply understanding of financing. And they can use these kinds of financing based on their own characteristic.