Valuation And Measures On Regional Finance Innovative Ability In Heilongjiang Province

Regional finance innovative ability to develop is the driving force and headspring of the financial development, auxiliary booster of economic growth. For gaining advantage in competition, every province will develop various finance innovation fast. Aggravating competitions force every banking institution to quicken the pace . The innovative premise of banking institution is to have the big and powerful Regional finance innovative ability so that banking institutions need to gain Regional finance innovative ability to succeed therefore. Regional finance innovative ability of Heilongjiang province has restricted the development of regional economies gravely. Therefore, it has a remarkably practical significance to study the development of Regional finance innovative ability.The thesis has five chapters mainly. Firstly the thesis analyzes the Regional finance innovative background home and abroad , expounds the Concept and characteristic of Regional finance innovative ability on the basis of regional finance theory and finance innovative theory and brings the Excessiveness show and dominance show of Regional finance innovative ability. Secondly, the thesis brings forward the valuation index to estimate the Regional finance innovative ability tying with the show of Regional finance innovative ability and forms the frame appraising Regional finance innovative ability by analyzing the finance ecological environment , economic development level , finance institutional innovation , financial products innovative , financial market innovative and allocation of financial resources efficiency. The thesis applies with gray correlation degree to analyze the Regional finance innovative ability of Heilongjiang province and have found out the problems of Regional finance innovative ability in Heilongjiang province by the orders and analysis for four provinces. The problems are that the area finance ecological environment is not ideal, financial products innovative is insufficient, the financial market structure is unbalance , the financing channels are narrow , the assets ways are narrow , the finance there exists a defect in system and the finance system deploys poor efficiency. Thirdly, we can make measures to develop the Regional finance innovative ability of Heilongjiang province such as improving the finance ecological environment, driving finance institutional innovation, building the perfect multiple echelons capital market, adding the financial products kinds and improve allocation of financial resources efficiency on the basis of drawing lessons from the other province experiences.