Research For The Countermeasure Of Financing Risks Of Medium And Small Enterprises In Jilin Province

The medium and small enterprises in Jilin Province are playing an important role in enlarging economy gross of province, optimizing economy structure, increasing financial incomes, arranging labor employment, enriching the residents of city and village, maintaining the stability of society, and they also becoming a significant power in driving the economy development of Jilin Province .So the research on the development of medium and small enterprises is also with obvious meaning. This article introduced and discussed the following five sections:The first section expressed the theory basis and the general distribution and the development characteristics of medium and small enterprises in Jilin province. This chapter introduced the existing and development theory basis of medium and small enterprises from the points of scope economy theory, dealing fee theory, economy evolutionism, incomplete marketing, industry divisionism ect. And depicted that Jilin province cannot depart with the medium and small enterprises through the introduction of the importance of them in Jilin province economy development .The second section introduced the financing issues of medium and small enterprises .This chapter narrated the existing financing issues from the development phase defect of medium and small enterprises,the obstacles for economy development policy ,mechanism and structure of provincial national enterprises. Mainly because the starting time of medium and small enterprises is short, economy power is still weak, management method is behind, innovation ability is soft, financing market with low strength, the support power of government is limited, financing with big difficulty ect.The third section analyzed the financing issues of medium and small enterprises.This chapter explained the reasons from three points:enterprise itself,finance institution and government service system.For enterprise itselft,main reasons arethe small scope ,high management cost;low credit,poor enterprise system;For finance institution,the reasons are the lagging systems,old-style products;For government,the reason is the limited support;these reasons caused the difficult financing and capital channel.The fourth section introduced lessons-learned of medium and small enterprises.Mainly from the successful financing experinces of American and Taiwan medium and small enterprises.Namely the establishment of special finance institution,supply credit guarantee,set-up medium and small commercial banks,development of non-marketing markets ect.The fifth section explored and put forward the countermeasurements to difficult financing for our medium and small enterprises.These countermeasurements in this text are following:improvement of enterprise power and credit,enriching the self-financing capability;promotion of finance system innovation,enforcement of finance service;perfect the credit guarantee system of medium and small enterprises;enforcement of government support,broadening of the doorsill for non-public enterprises,providing the benefit policy of finance and tax,perfect the service system of medium and small enterprises and set-up the guarantee support system and multi-level services capital markets for medium and small enterprises ect.