The Analysis On The Reasons And Countermeasures For Small Enterprises Financing Difficulties In Jilin Province

Since the reform and opening, JiLin small and medium-sized enterprise got great development, it has become an indispensable order to promote the economic growth of the important strength. However, due to small businesses, the smaller primitive accumulation of capital insufficiency, credit rating is lower, at the same time, influenced by the modern financial system influence from financial markets, it is difficult to obtain funds, therefore, most small business financing difficult problem become the "bottle neck". This paper, using a macro analysis of the problems and micro analysis combination, questionnaire investigation, the example analysis method, analyzes the present situation of the financing of small and medium-sized enterprises in our province, the main existing financing channel is narrow and small and medium-sized enterprise loans difficult, difficult direct financing problems, this paper summarizes the current situation of reason appeared, including small and medium-sized enterprise own reasons, financial institutions to small and medium enterprises lack arisen serious, sme credit guarantee system is not perfected wait for a reason, caused the financing difficulty phenomenon. On the basis of the practice of jilin province and combination of how to solve the financing difficulties of small and medium-sized enterprises of jilin province, some Suggestions were put forward. Mainly from the enterprise, financial institutions, governments, social four aspects the corresponding countermeasures.