Research On Tai'an City's Private Financing

As a traditional means of financing, private financing has its own comparative advantages on make up for the lack of formal financial system and ease contradictions in private demand for funds.《2004 China's regional financial operation report》which was Published by People's Bank of China On May 25, 2005, give Private financing a "positive" evaluation for the first time. So, private financing which Wandering in the area between black and white over the years was finally affirmed by the financial management sector. In recent years, the scale of domestic private financing rapidly expanding , but the risks cause increasing attention of the experts and scholars and financial supervision departments, some problems such as imperfect related legal system,absent regulation, high interest rates,unreasonable investment direction,etc,have hindered the healthy development of private finacing badly.On the base of searching and analysising the theory and practice of private financing at home and abroad, combined with the local civil survey of the development of private financing, the article conducted in-depth discussions on how to regulate and develop private financing.First ,the article conducted an Empirical Analysis on Tai'an City's private financing, by the survey form, found out the features such as sources,uses,structure of private financing, investigated the operation Mode of the Tai'an City's private financing intermediaries, analysed risks and obstacles of the intermediaries.Second, By summing up the rest developed areas of the country and successful experience of the American private financing, the article analysed the universal obstacles and constraints of current development of China's private financing, and conducted a more in-depth analysis on the problem of inadequate legal protection to private financing.Finally, on the basis of the aforementioned analysis , the article give the Suggestions of regulating and developing the private financing, especially the article give an innovative propose on supervision system concept of Chinese private financing, and combined with the Taian's actual situation, proposed specific measures to promote the development of Taian's private financing.