Research On The Organizational Form And The Operational Mechanism Of The Countryside Informal Finance In Jilin Province

The informal finance generally exists in the developed countries and developing countries, the operational mechanism in every country is basically similar. But in different countries, even in different areas of the same country, organizational forms of the informal finance will all have great differences. This text passes to the study of the Jilin Province countryside informal financial organizational form and operational mechanism, attempts to announce the characteristic of the rural informal finance of Jilin Province and influencing factor, and puts forward the corresponding policy recommendations.This text is made up of five parts, Chapter One is a literature survey,it sums up the current situation of domestic and international relevant research, and has defined the concept of informal finance, white finance, gray finance and black finance; Chapter Two is the analysis to the informal financial organizational form in the countryside of Jilin Province, it has mainly explained the informal direct debit and credit, silver carrying, raising funds, it means of agricultural production and bought selling on credit and other organizational forms on credit in external manifestation and the development in the countryside of Jilin Province; The living environment of Chapter Three to rural informal finance of Jilin Province has been dissected,it has defined the impact on rural informal finance of inferior position of management of finance inhibiting, regular finance,it has probed into the comparative advantage of the rural informal finance; The operational mechanism that is in Chapter Four is the informal finance analyzes, through choosing the research of the mechanism and function mechanism to interest rate mechanism, credit mechanism, organization, it has announced the inherent operational mechanism of the rural informal finance of Jilin Province. Among them, the analysis on interest rate mechanism is the analysis of real examples; Chapter Five has put forward the corresponding policy recommendations to the organizational form of the rural informal finance of Jilin Province and operation characteristic,it makes the hope that the regular financial institution can develop with informal financial organization in harmony,and safeguard banking system stability and security in the countryside of Jilin Province.