Research On Chinese Commercial Banks Efficiency Based On Financial Index Analysis And Data Envelopment Analysis

It is a key proposition of economics that efficiency is studied,it is the practice question paying close attention in the reform of Chinese commercial bank at present too. China's commercial banks have been in the process of China's economic development plays a pivotal role in their development and efficiency of health is directly related to the operation of the national economy and national financial security. Rare in the face of the global financial crisis, commercial banks around the world competitiveness ranking status and also faces re-shuffle. How to promote the efficiency of Chinese commercial bank, strengthening profit ability andmarket competitiveness,realize the goal of management that the value of commercialbank maximizes,it is one that worth bank important subject that industry further investigate.This text is under the guidance of the general theory of efficiency and commercial bank efficiency theory, one that is with efficiency of Chinese commercial bank "estimatesand appraises—Influence factor analysis—Produce the mechanism to study ". This article, from the aspects of mangenment (finance) and techonology (production),used Financial Index Analysis and Data Envelopment Analysis(DEA method) to accurately estimate the efficiency value of commercial bank of China from 2005 to 2007,then ranked them.Then two ways to measure results of a more integrated and comprehensive perspective of the two methods on the efficiency of China's commercial banks to carry out empirical analysis; analysis showed that: the two evaluation methods measure the efficiency of commercial banks are basically the same as the ranking result, efficiency value is very close. And then use the results of empirical analysis of each, respectively, the efficiency analysis of commercial banks, commercial banks to find the impact of individual efficiency and overall efficiency of the micro-factors; the end of China's commercial banks to improve the overall efficiency of the proposal. In general, This text regards studying the theory in economics and modern finance as guidance, the relevant methods to use statistics, econometrics , management and specialized software, also qualitative analysis is combined with quantitative analysis, study the efficiency problem of Chinese commercial bank, aim at offering possibly theory and method for promoting the efficiency of commercial bank of China.