| Efficiency is the core of economics research, how to increase bank efficiency and promote its core competitiveness, which is the issue the international financial and banking management study focused on in recent years. Since the 1990s, with the international banking competition growing trend of competition and the world bank's competitiveness becoming more important, the relevant departments has strengthen the management of commercial Banks. Accordingly, the academic research on bank efficiency turn to the management and internal resources,which analyze the configuration, control cost and generate revenue bank management ability, and also which is the study of X efficiency.Based on "theoretical study-research methods- models -empirical research- management countermeasures " of X efficiency of Chinese commercial Banks as the main research, We measures the X efficiency of Chinese commercial Banks during 1999-2008 by using DEA model,and then tries to construct multi-linear model, the size of the efficiency of commercial banks, factors affecting the analysis, testing .the results showed that return on capital employed, return on assets, non-performing loan rate, the rate of capital accumulation, and other financial indicators of the X efficiency of China's commercial banks increase the size significantly affected.On the other hand,this paper studys the formulation mechanism of the X efficiency"black case"of Chinese commercial bank, seeks the X efficiency of commercial bank and turns into the law and the model, has carried on the positive research to the X efficiency of Chinese commercial bank.The article tries to construct multi-linear model, the size of the efficiency of commercial banks, factors affecting the analysis, testing. On the basis of theory of"black case", This paper studys the formulation mechanism of the efficiency"black case"of Chinese commercial bank,other, the time period has been eXtended to 2008,inorder to comprehensively reflect the general commercial bank of China. |
PDF Full Text Request