Searches About Our Country Commercial Bank Bad Assets Implementation Property Securitization Analyzes

The Commercial bank bad assets question is in a modern financial industry development global difficult problem. The current our country Commercial bank bad assets question is very serious. Not only this becomes our country financial industry crisis's significant hidden danger, moreover affects our country Commercial bank organizational reform the deepening and the development. Joins the World Trade Organization along with our country with our country Commercial bank marketability strategy advancement, processes our country Commercial bank's bad assets securitization duty to be urgent, the significance is significant. The property securitization is one of near for 30 year world finance domain biggest innovations, because its can be in debt in outside the table credit property table, thus optimized the bank credit property organization, enhanced the bank asset fluidity and beneficial, therefore since has been published has regarded as solves the bank bad assets optimal path, and makes the good progress in some countries. This article attempts to develop the Commercial bank bad assets securitization related system question in our country to conduct the research. This article altogether divides into three parts: The first part is the property securitization correlation theories outline. In this part, selective analysis property securitization concept, characteristic, principle, overseas experience as well as our country Commercial bank bad assets implementation property securitization present situation and necessary analysis. The second part elaborates our country Commercial bank bad assets implementation property securitization system barrier and the origin analysis with emphasis. This part while discovers our country Commercial bank bad assets implementation property securitization system barrier, has made the further origin analysis to it, discovers in order to from the root hinders our country Commercial bank bad assets implementation property securitization the crux to be. The third part unifies our country realistic situation, has the different problem in view of our country Commercial bank property securitization process, proposed the corresponding countermeasure and the suggestion.