The Research Of The Relationship Between Chongqing Financial Industry Cluser And Regional Economic Growth

Financial as the core sector of modern market economy,with the development of economic globalization and financiarisation and information technology,make a higher demand of the development of the regional financial industry,financial industry cluster gradually become the main direction of development of modern financial industry.The establishment of regional financial gathering area,have an important impact on the regional financial industry and economic development.The objective of this study is to explore and research th relationship between financial industry cluster,economic growth and financial development.In the present study,mainly based on the framework of the research of traditional industry clusters, research the theory of financial clusters,while ignoring the financial industry'scharacteristics.In this study,used the researche approaches of combinations of normativw and empirical,static and dynamic,multi-discirplinary and multi-filed. Intended to use the characteristics of the financial industry for the research persective,research object of Chongqing financial industry and regional econmy. To make pure and empirical researchs concentration on tht motives for the financial industry cluster,agglomeration model,development stage,promote the mechanism of the relationship between the financial agglomeration and regional econmic growth., and so on.Firstly, in this study reviewed the existing research of financial industry cluster,and a summary of research achievements and shortcomings on this basis,and future research prospects.Secondly, analyzed the characteristics of the financial industry from the angle of economics,and eventually come to a financial industry has a "credit" and "capital" nature of properties.Thirdly, based on characteristics of the financial industry, the financial industry cluster theory has been studied, including the motive of financial agglomeration, agglomeration conditions and stage of development, and prmote the mechanism of financial agglomeration to economic growth.Finally, Chongqing is this study's research object, base on the analysis of status of the Chongqing economic, finance and financial cluster, made a empirical study the relationship between the financial industry agglomeration and regional economic growth.Among the major findings are summarized as follows:1. Financial industry itself has a "credit" and "capital" nature of properties.2. Agglomeration with some variety of financial industry development stage, and had different relationship between diffierent stages of development and ecnomic and financial development.3. Financial industry cluster has some promotion mechanisms on regional economic growth, such as strengthen the capital concentration, upgrade the financial structure, speed up financial innovation, estabilished capital formation mechanisms, prvide information spillover effect.4. The mutually reinforcing relationship with Chongqing financial industry agglomeration and regional economic and financial growth.In view of the own characeristics in Chongqing, in order to promote the development of Chongqing regional financial industry agglomeration, should be to establish a regional financial center for the development goals, combined with their conditions, established the modes, features and advantages of Chongqing financial industry agglomeration, and play a financial agglomeration role on the development of ecnonomic and finance. Specific measures including:positively reinforced the ecnomic base of financial industry cluster in Chongqing; improve the financial environment and enhance the competitiveness of the regional financial; furtherly inprove the financial system, strengthen and improve the radiation function of a financial center;to strengthen financial innovation.