The Research Of Credit Card Legal Relationship

With the development of the credit card and the quantity of the credit card holders,the credit card,as a means of payment,play an important role in people's consumption of life。Following the growth of the credit card,it also brings more and more conflicts of interest and legal disputes among the credit card parties。To balance the benefits among the credit card paries, promote the healthy development of the credit card industry, play a role of convenient,fast and safe,it is very important to clarify the legal relationship and pecific rights and obligations among the parties。This paper intend to make legal relationship clearer and sort out legal suggestions by researching legal relationship and analyzing case.Besides the introduction and conclution,the whole paper is divided into three sections:Section one is the general introduction of the credit card ,including its concepts,characters and formation and development of credit card in china.Section two analyzes the legal relationship among the parties in the practice of credit card.Section three selects several representative legal problems and makes relevant legislative proposals.