The Research On The Cooperation And Competition Between The Insurance Companies Of China

The competition is pushing forward the development of China's insurance, and during the period of rapid development of the insurance, the research on the competition of insurance is emerging in China and reaches a higher level. However, as the competition in the insurance is fiercer and fiercer in China, there come out some low level, unregulated and even vicious competitions between the insurance companies of China. These competitions not only worse off the environment of China's insurance, but also are challenging the development of China's insurance. The competition and cooperation are interdependent, and they develop together, and we can achieve the development of the insurance companies of China through the cooperation. Now the research on the entire insurance and economic development are getting more and more attention of scholars and experts, and the research on the cooperation between the companies are getting appreciated. The paper is mainly studying the cooperation and competition between insurance companies of China.First, on the base of affirming the importance of cooperation and competition between the companies, the paper will give the summary account of the foreign and domestic documents on the cooperation and competition between corporations, and then mainly give the summary account of the documents on the cooperation and competition between insurance companies.Second, on the base of the summary account of the documents, the paper analysis the importance and the reason of the cooperation and competition between insurance companies of China. And then, the paper clarifies that the cooperation and competition between the insurance companies can improve the competitiveness of the insurance.Thirdly, after the analysis of the importance of the cooperation and competition, the paper mainly takes the economics analysis about the cooperation and competition between the insurance companies. Next the paper establishes mathematical model, and then according to if the insurance companies will care about the social welfare, the paper analysis the strategies chosen of the cooperation and competition between insurance companies of China.Fourthly, based on analysis on strategies chosen of the cooperation and competition between insurance companies of China, the paper takes game analysis on the strategies of the cooperation and competition by Gametheory.Finally, the paper sums up the survey of the cooperation and competition of foreign and domestic, and analyses the main problem we may face when the insurance companies of China take the cooperation and competition. In order to make the insurance can get a health and sustainable development, the paper finally comes up with some suggestions on the strategies chosen of the cooperation and competition between the insurance companies of China.