The Risk Control Study On The Motor Vehicle Insurance Management

In current insurance market,the percentage of business is very high in different insurance companies and different regions,and the share of vehicle insurance budiness is much high especially for medium and small-sized insurance companies. Vehicle insurance is a kind of managed insurance,so the risk management of vehicle insurance will influence the profit,and then influence the existence and sustainable development of its insurance companies directly.Based on the theory of risk management to analyse risk factors which impact the claims rate of vehicle insurance,discuss how to control the risk and improve the profitability, Through the establishment of evaluation mechanism in the operation, monitor key index, subdivide the specific control-strategies which before,during and after the insurance, in order to reduce losses.It's significant to the healthy development of Vehicle insurance and property insurance companies.