Behavior Of Farmers Against Weather Risk

The theme of this paper are characteristics and influencing factors of farmers'behavior of preventing weather risk. Agriculture in our country is severely affected by the bad weather. The weather risk causing serious losses, so farmers need to take effective precautions to avoid weather risks. Because agriculture in China lags behind long-term, agricultural infrastructure construction are unsatisfactory, the relevant supporting policies are not perfect, farmers cannot utilize precautions well to prevent the weather risk at present. To find the factors affecting farmers'behavior of weather risk prevention, and guide farmers to effectively prevent the weather risk, this paper take farmers'behavior of weather risk prevention in provinces of Shaanxi and Gansu as the object of study, through the document data, questionnaires and other methods, research the current situation of farmers'weather risk prevention measures; using the combination method of qualitative analysis and quantitative analysis,analysis the factors of affecting the behavior of farmers preventing weather risk factors, put forward measures to improve the weather risk prevention countermeasures on the view of farmers and government.This research make up for theory blank of the behavior of farmers against weather risk, and provide good reference to government and the farmers, it is great for improving household income and solving the problems of agriculture. Firstly, it is benefit for farmers to carry out agricultural production, ensuring the safety of agricultural production; Secondly, help the government understand the production behavior of farmers, develop agricultural policies and help farmers engaged in agricultural production; Thirdly, it is benefit for agricultural production and rationalizing the structure of agricultural production; Fourthly, help to stabilize farm income, assure farmers engaged in agricultural production, protect the country's food security.After studying, this paper draw the following conclusions: Firstly, farmer's risk awareness is not weak. Most farmers concern about the weather, have adopted preventive measures, the ratio of measures implemented are more than 70%. After understanding the role and characteristics of weather insurance, most of the farmers have expressed an interest in buying. This shows that most farmers have a strong awareness of risk prevention.Secondly, farmers'weather risk prevention measures are limited. Farmer can't well guard against weather risk. Compared with developed countries, weather risk prevention measures that China's farmers can choose are very limited, and some very important preventive measures are not applied. Farmers can't be fully effective prevent weather risk, resulting in lack of protection of agricultural production and great uncertainty of household income.Thirdly, it needs both government and farmers to pay efforts to solving problems of weather risk prevention. The government should greatly increase investment in agriculture, improve agricultural production environment, introduce relevant policies to protect agricultural production, introduce foreign advanced technology of agricultural finance products, expand farmers'options of preventing weather risk.