Research On The Basic Pension Insurance Replacement Rate Of Chongqing

Social security is an important social policy for the government to solve the crisis of survival of vulnerable groups, as a fundamental right of citizens to a certain stage of social development. It plays an extremely important role in economic development and social stability. Basic retirement pension is the core elements of social security. Pension insurance system is also a measure and methods for implement the redistribution of national income. The initial distribution of national income pays attention at efficiency, however, the re-distribution of national income emphasizes equitable. Therefore, there is no doubt that pension insurance will probably transferred portion of the revenue from high-income to the lower income groups.Since Chongqing became a municipality, the city speeds up the construction and development of new municipalities. The city's overall economic strength has been continuously enhanced, GDP average annual growth rate of more than 10%, the per capita GDP tripled, and local revenues increased nine times, The gap between urban and rural public services continued to narrow.Basic retirement pension replacement rate is an important index. It has an important theoretical guidance and practical significance for the determination of pension insurance contribution rate of setting a reasonable level of replacement rate. It not only reflects the basic endowment insurance system on the level of protection for retired workers, but also indicate that the normal operation of basic endowment insurance fund. Therefore, this article take pension replacement rate as the research object, research the Chongqing basic pension insurance replacement rate level of the actual operation and the system can achieve the level. Through mutual comparative analysis, it is good for determining the suitability of basic health and consumption levels of Chongqing, and exploring the harmonious development path of Chongqing old-age security, which can deepen the theoretical exploration and comparative analysis through researching the replacement rate of old-age security in Chongqing.In this paper, including a total of seven parts: Part I, Introduction,focuses on topics of the papers background, research significance, research methods, techniques routes. Part II, literature Review and define the core concept. Part III, the three pension replacement rate theories and Indexes. Reorganizing the comparability and determine the standards of the various rates. Part IV, study on Chongqing moderate levels of pension replacement rate, analysis the four levels of replacement rates. Part V, the comparative research of Chongqing basic endowment insurance replacement rate. Mainly include that the comparison between Chongqing and the domestic rate. Part VI, research on the optimal response and policy of Chongqing pension replacement rate, Part VII, the summary and prospect. Summarizes the findings and proposed research prospects.