The Research Of Effectiveness Of Housing Reserve System In Our Country

Housing security is the secondary distribution of the national wealth in housing sector adopted by government, and it is also the imperative systematic arrangements to correct"market failure"of morden society. China housing reserve system emerged as the times of establishing of socialist market economic system and reforming of the housing system. With Chinese characteristics, it is the new system to settle and improve the housing condition of urban workers, which totally changed China urban residents condition, that is, from welfare allotiment to monetary purchaseAlthough China housing reserve system has achieved some success, there are still many flaws and problems. With the continuous deepening of Reform and Opening-up, speeding up of the economic restructuring, prospering of the non-public enterprises, widening of income gap, quickening the pace of urban construction and emerging of all new situations and new problems, some conditions and contradictions of housing reserve system fell its veil in the operation and development, which is not coordinated to the level of the economic development of society. Such as the lack of effective oversight, the lower coverage of benefited masses of housing reserve system, the unfairness of the proportion and the poor efficiency of capital uses. What's more, housing reserve system has a higher integration to society, so inappropriate arrangements and establishments will lead to a series of problems.This paper mainly adopts document and data substantial evidence, qualitative analysis and quantitative analysis, integration of analysis and comparision all of thoes research methods and gives the Taiyuan city as an example to analyse the existing problems in housing reserve system and managerial process to provide the experience to ues for reference and consult in the management of housing reserve system of Taiyuan city. In this paper, the writer describes the developmental course of China housing security, and qualities, features, developmental process and achievements of housing reserve system. Besides, the typical policy housing financial system of foreign countries and also the inspiration it's casted to China housing reserve system were introduced as well. In addition, the wirter designs relevant appraisal quota according to fairness and justice this two aspects, and adheres to the actural data to analyse the present situation of housing reserve of Taiyuan city. Finally, this paper ends up with the full view of the developmental direction of China housing reserve system.