Research On Mse Financing Difficulties And Countermeasures

SME s'financing problems have been widely concerned by governments, and the difficulties in financing become the obstacles of SME s'development, which has a great impact on the SME s in the market competition. Due to the inadequate supply, many small and medium-sized enterprises can't operate the companies very well and they are lack of capital; And because of the lack of financial support, the vicious cycle of economic benefit has been accelerated. Therefore, how to solve this problem has become the common focus by the theorists, government officials and business community.During the market economic transition period, the difficulties of Chinese SME s'have some special reasons. Small and medium-sized enterprise is an important constituent in Chinese national economy, and it not only plays an important role in the process of promoting development of national economy, but plays an innovational function in the revolution of enterprise system and solution of the lay-off again obtain employment. Vigorously developing small and medium-sized enterprises can help national economy develop fast and steadily as well as improve the people's living standards. However, compared to some developed countries and regions, MSE in China faced with even more pressing financing difficulties, both indirect financing and direct financing, relative to the state-owned large companies. MSE s are in obvious disadvantage situation. At the same time, the financing problems have become the most outstanding problems, which is restricting Chinese small and medium-sized enterprise development.Therefore, on the one hand, we should focus on the study of Chinese MSE's financing situation and analyze the causes of the financing difficulties of SME. On the other hand, it is significant to take the reference of the developed countries in SME's financing achievements to summarize the effective and feasible countermeasures according to Chinese special national conditions, which have a great influence on the development of SME and its financing difficulties.