The Design Of Front-bank System Based On Debit Card

With the development of bank electronic, the bank card which has become a new payment tool of the financial field is developing rapidly. On one hand, the use of bank card brings the card holder great convenience. On the other hand, as a special propagandistic tool, the bank card brings the bank fame and huge benefit. Among all kinds of the bank cards, debit card is issued by the largest number, and used most widely. The debit card is a kind of popular bank card, it has lots of advantages, including usableness, reliability, and not having risk, and so on. Therefore, it is welcomed by the customers largely.The debit card business belongs to featured business of the bank, and it is mainly processed by the front-bank system. The bank's business can be divided to: basic business, featured business, intermediary business. Among them, basic business is processed by the core-bank system; featured business and intermediary business are processed by the front-bank. Therefore, the design of bank system based on debit card business mainly designs the front-bank system.The basic aspects of the front-bank's design are as follow: analyzing the requirement of the customers on front-bank system; designing the management system of debit card; processing online transaction of the debit card; processing the batch of front-bank, including settlement, reconciliation, report processing and so on. The design of front-bank system is divided into modules. Each module can run some special function. By this way, we can control the front-bank system in both design and management easily. The front-bank system can not only satisfy the requirement of debit function, but also ensure the security of the customers and the bank's benefit. Then, it requires high security on the front-system. Therefore, security mechanism has to be set in the design of all front-bank's modules.