China's Rural Financial Supply And Demand Of Research

The problem of"San Nong"is of vital importance to our nation's economy, our social developments and to our modern constructions. Finance is the core and"blood"of modern economy, while the rural finance is an important part of modern finance. Therefore, the problem that how design and construct the rural financial system, making the financial institutions be able to and be ready to serve the rural financial needs, which in turn promotes the rural economic developments, is demanding the government's prompt solutions. This dissertation aims to launch a research on the problems of our nation's rural financial supply and demand.This dissertation consists of the following five parts. Firstly, an introduction, which briefly discusses the background of the choose topic; a review of the theories on the modern financial developments and rural finance; an explanation about the research purpose and methods; explaining the textual structure and main viewpoints. Secondly, general experience on foreign countries'rural financial supply and demand development, which is summarized through investigating the rural financial institutions in the United States, Japan and India. Thirdly, it is mainly about the in-depth analysis of China's present rural financial supply and demand situations, including a review of the evolution history of China's rural financial organizations and systems, an analysis of China's present situations that rural financial supply is out of balance to the demand and the reasons for such situations. Fourthly, policy suggestions about promoting balanced development of rural financial supply and demand are put forward. The following three aspects are discussed in this part: necessity of government's construction of good environment for rural finance development, readjustment of rural financial demand and readjustment of financial supply. It also gives a pertinence suggestion. Finally, conclusion that pointing out the problem which the textual composition needs putting into further study.The contributions of this paper are as follows: firstly, explaining the present rural financial situations that supply falls short of demand from two aspects: financial structure's out of balance and financial supply and demand quantity's out of balance; secondly, summarizing the reasons for China's rural financial supply's falling short of demand into two aspects: industrial reasons and systematic reasons; thirdly, putting forward the concept of"rational rural financial demand", namely refers to the main...