Financial Holding Company's Risk Management Research

Being one of innovation financial organization, financial holding companies have become important mold for financial institutions to run multioperation business in the international financial market. Financial holding companies originated from America, which belong to pure holding companies that manage mutiloperation business by manipulating their subsidiary companies that operate banking, security, insurance and other financial business. Due to their superiority in scale and extent of business, financial holding companies have demonstrated overwhelming competition in the international financial markets.Under the background that the foreign financial institutions unceasingly enter the domestic financial market in China, more and more domestic financial institutions is constructing the financial holding company the embryonic form through different investment channel, such as stockholder investment. Meanwhile, financial holding companies are managing finance resources with the mutiloperation action, obtain the coordination effect in the financial subsidiary, and promote their core international competition. Finally it is depending on the risk management system that is suitable for them.Therefore, the author uses"Research for risk management in china financial holding company"as the title of article, and obtains comparison with the international angle of view. The author according to the risk management idea, the content, the significant analysis and the integral elaboration of financial holding company to appraise domestic holding company risk management present situation, also the author discover the disparity and the insufficiency between the international advanced financial institution and domestic items. As last utilizing the analyst of risk management present situation in domestic holding company as the key point in article. Furthermore, with the respect introduction and comparison of risk management system and operation experience in Credit Suisse Group (GSG), Japan Mizuho financial Group (MHFG), Australia...