Grassroots Banks How To Prevent And Resolve Operational Risk

In recent years, the grave cases of branch bank emerge in an endless stream and operation risk is becoming the focus which has drawn everybody's close attention gradually. It is usually concealed and exists in a wide range. Due to the lack of helpful measurement tool and analysis model & measuring outfit, it is hard to supervises its system effectively. It now has become the main risk factor of threatenning the survival and development of commercial bank following the credit risks. It will bring great loss to commercial bank once breaking out even crushing blow. Preventing the the happenning of banking grave cased, especially case of branch bank from taking place has become task of top priority.In reality, it is too numerous to mention the danger to banking caused by the operation riskisk. However, the banking and supervisor have just began to exert reserch into it in recent years. The effective operation risk management frames and the models and risks used for weighing and controlling operation risk are so rare and cannot be compared with the the maturity of risk management of credit and market. The interior control and prevention management from the financial organization are far less careful than the other two kinds of risks. Today, our country's banking is reforming constantly, risk management is being increased to the unprecedented attention position. Strengthening the research for banking operation risk, especially for branch banks has the very important theory and realistic meaning.This text puts forth effort to describe the definition, characteristic, form of expression and origin cause of formation of the branch bank operation risk and is devoted to the research of the cases of losses distribution with branch bank practice. This text starts from explaining how the risk of operating is defined along with the study of " new capital agreement " of Basel with the consideration of China's actual conditions. It has put forward the definition that the commercial banking operation risk and drawn out the main content structure chart of it; With the analyse through the real examples, it offers the main characteristic, the form of expression and origin cause of formation that branch bank operation risk of our country. For the with range and depth of this reserach and in order to support the setting uo of risk data base as soon as possible, this text takes up the space of one chapter putting strength...